I'm the court appointed guardian for 3 years, and I just paid the 4th annual bond renewal.  The ward just died.  Do I get a refund?

Typically speaking with most insurance companies issuing bonds, a pro-rated refund is provided effective date of court order releasing bond.

We often have requests from guardians asking to cancel a bond.  Once an Ohio probate court guardianship bond is issued, the insurance carrier - and the guardian - are on the hook until the court issues an order discharging bond.  Insurance carrier is prohibited from canceling bond until court orders discharged.  Unlike most other insurance and bonds, a principal cannot simply request the bond be terminated.  

Simple solution: Just email us the court order discharging bond, and we'll submit to carrier for pro-rated refund (after the first year).  First year premium is always fully earned upon issuance.